Semantic Kernel vs Vercel AI SDK: Which Agent Framework to Use?

Semantic Kernel and Vercel AI SDK both let you build an agent, but they sit in different parts of the stack and they assume different things about who's writing the code.

Semantic Kernel is Microsoft's enterprise SDK for building AI agents.

The Vercel AI SDK is a TypeScript-first toolkit for building LLM apps.

Underneath, both wrap the same thing: a model call, a tool dispatch, a loop. The decision is about which abstraction your team wants to think in day to day, and which ecosystem you're willing to inherit along with it. There's an honest, framework-free version of the same pattern in about 60 lines of Python in the lesson at the bottom of this page — useful as a baseline regardless of which framework wins.

Pick Semantic Kernel if semantic Kernel earns its complexity in enterprise environments with Azure OpenAI, .NET backends, and existing Microsoft infrastructure. But the core agent pattern — LLM call, tool dispatch, loop — is identical to what you can build in 60 lines of Python. The tradeoffs in its intro should match how your team already thinks about agents; Vercel AI SDK will feel like translation if they don't.

Pick Vercel AI SDK if vercel AI SDK is the right pick for TypeScript apps where the LLM is one piece of a bigger React app — you get streaming primitives, provider-portable tool calling, and useChat hooks all in one package. For a server-side agent or a learning exercise, the plain fetch version is simpler and shows you what's happening on the wire. The tradeoffs in its intro should match how your team already thinks about agents; Semantic Kernel will feel like translation if they don't.

Whichever you pick, you're inheriting a dependency tree and a vocabulary your team has to learn before they ship anything. Semantic Kernel has its own class hierarchy and tool registration conventions; Vercel AI SDK has its. Either way, when something misbehaves you'll be reading framework source before you reach the actual HTTP call.

If the real workload is one model and a handful of tools, both can feel like a workbench for driving a nail. The lesson below builds the same pattern in plain Python — useful as a comparison point even if you ultimately keep the framework.